On January 28th, 2021, the Centers for Medicare & Medicaid Services (CMS), the government agency that runs HealthCare.gov, determined that the COVID-19 emergency presents exceptional circumstances for people trying to access health insurance. Therefore, CMS has opened a Special Enrollment Period (SEP) from February 15 to August 15 for people to enroll in the coverage they need. This FAQ includes information about the new SEP, as well as tips on calculating income in uncertain times.