COVID & American Rescue Plan – Beyond the Basics https://www.healthreformbeyondthebasics.org Thu, 09 Sep 2021 20:54:51 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.13 SEP Reference Charts https://www.healthreformbeyondthebasics.org/sep-reference-chart/ Wed, 08 Sep 2021 11:16:26 +0000 http://www.healthreformbeyondthebasics.org/?p=2461 Guides to Special Enrollment Period (SEP) Triggers and Timing

Updated September 2021

The Marketplace open enrollment period is the regular time each year when people can newly enroll in a qualified health plan or change to a different plan through the Marketplace. But certain events that occur during the year can trigger a special enrollment period (SEP), when a person may be able to newly enroll in a Marketplace plan or change to a different plan.

This SEP Reference Chart is a tool for those who are helping people enroll in health coverage through a special enrollment period. It focuses on the circumstances that trigger a SEP in the Marketplace, who can trigger a SEP, and the effective date of coverage once a health plan is selected.


Amid the COVID-19 pandemic, and the economic crisis that came about as a result, this abbreviated SEP Reference Chart provides a list of the most common SEPs used during this time.


People who missed their SEP window due to COVID-19 can still enroll in Marketplace coverage using the “FEMA SEP.” This fact sheet explains what the FEMA SEP is and how it works.


Additional Resources

Webinar: Special Enrollment Periods | View webinar

Minimum Essential Coverage Reference Chart | View chart

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