A new Treasury regulation finalized in October 2022 changes the rules used to determine whether an offer of employer-sponsored coverage is affordable to the spouse and dependents of an employee. These changes make many more people eligible for the premium tax credit (PTC), which can be used to purchase coverage through the marketplace.
This FAQ explains the changes for how affordability is assessed for offers of employer-sponsored coverage.
Webinar OE10: Premium Tax Credits
OE10 Webinar Series (Coverage Year 2023)