OE8 Webinar: Part VI Plan Selection

Plan Selection Strategies

In this Health Reform: Beyond the Basics webinar presented on October 6, 2020, Dave Chandrasekaran, a health policy consultant and volunteer Certified Application Counselor, provided strategies to support consumers in understanding how commercial insurance works, evaluating and comparing marketplace plans, and selecting the plan that best meets their families’ needs.

↓ View Presentation Slides (PDF)

Jump to:

Overview of Marketplace Plans

  • Elements of Marketplace Health Plans
  • Overview of Cost Sharing
  • First Dollar Coverage
  • Health Savings Accounts
  • Carrier Negotiated Rates
  • Health Plan Types

Trends in Marketplace Plans

  • Partial Exemptions from the Deductible
  • Deductible-only Plans
  • Prescription Drug Tiers
  • Tiered Provider Networks
  • Inaccurate Provider Directories

Strategies to Help Consumers

  • Preparing for Open Enrollment
  • Tailoring Search Based on Consumer Needs
  • Understanding Consumers Tradeoffs

Live Plan Selection Demonstration on

  • Example Scenarios

Additional Resources

OE8 Webinar Part V: Plan Design

Key Facts About Cost-Sharing Charges

Key Facts About Cost-Sharing Reductions